Your vehicles are vital to your business. Because your time is valuable, we work closely with you to help make financing your vehicles easier so you can get back to business.

Who Qualifies?

A business must be a legal entity (e.g. corporation, general partnership, limited partnership, LLC or be a sole propriertorship)

Ready to finance?  Start here.

Your first step is to download a Credit Application. We will require this completed credit application along with a few other documents to get started. Some applications may require further consideration and additional information may be required. Be sure to bring the following documents with you:

1. Verification of corporate existence and corporate name
(Examples: Copy of fictitious name filing, Articles of Incorporation, Partnership Agreement, Business License, etc.)

2. Verification of authenticity and authority of signers
(Examples: Certified Resolution and Incumbency Certificates)

3. Financial documentation
Typically, you will need to provide financial documentation. This may include tax returns from the two most recent years as well as your most recent personal tax return.

Business Finance and Lease Options

Choose from flexible finance and lease options tailored to the needs of small business owners.

Business Solutions Finance Plans

   Enjoy the benefits of full ownership from day one
  • Competitive APRs
  • Flexible terms up to 84 months
  • Seasonal payment plan (not available in all states)
  • Unlimited miles
  • No excess wear and use charges
  • New, certified and used Toyota vehicles, and new and used
        non-Toyota vehicles are eligible
  • Balloon financing available in limited states
    a. Flexible end of term options for large balloon payment     depending on state laws and buyers
    b. New, certified and used Toyota vehicles are eligible

Business Solutions Lease Plans

Leverage leasing as an option to help make the best use of your cash flow. Monthly payments
may be lower than traditional financing. New and Toyota Certified Used Vehicles are eligible.

Closed End Lease Plan 2

Operate your vehicle potentially without the full cost of ownership

  • A standard closed end lease with flexible terms up to 60 months
  • You are responsible for any excess mileage and excess  wear and use charges at lease end
  • Early termination charges will apply 3
  • At lease end, return the vehicle, or purchase it at the residual value

Open End Lease Plan 2

Drive your vehicle without paying excessive mileage or usage charges

  • A commercial open end lease with a Terminal Rental Adjustment Clause (TRAC)
  • The projected end-of-term value of vehicle (TRAC value) is set at lease inception based on anticipated usage of the vehicle
  • Flexible terms up to 60 months
  • Vehicles can be customized with specialty equipment and paint
  • No mileage restrictions
  • No excess wear and use charges at scheduled maturity
  • Early termination charges will apply3
  • At lease end, purchase the vehicle at the agreed upon TRAC value, or instruct TFS to sell the vehicle. You are responsible for the difference between the net sale amount and the TRAC value, if the amount is less than the TRAC value

Additional Products and Services

Vehicle Credit Line 4,5

Plan ahead and streamline the process of acquiring future vehicles for your business. Benefits include:

  • Pre-qualification good for 12 months, eliminating the need to go through the entire credit  approval process each time you finance an additional vehicle
  • Available on all Business Solutions finance and lease options
  • Helps free up cash to invest in other aspects of your business

Master Agreement 4

Use one agreement to finance multiple vehicles and easily add vehicles in the future. Benefits include:

  • Sign one master agreement additional vehicle financed or leased are handled by a    supplemental schedule
  • Allows for different delivery dates
  • Available on all Business Solutions finance and lease options

Consolidated Billing Statements

Consolidate multiple billing statements into one monthly statement with summary details on individual accounts. Remit just one payment to cover all your accounts. Available on request for business customers with multiple vehicles financed.

Specialized Customer Service

Classic Toyota's professional and knowledgeable customer service consultants work closely with you getting to know you and your business so they can customize services to your needs. Call 1-866-935-3388.

Save time and plan for the future with a Vehicle Credit Line, Master Agreement and other customized solutions.

Vehicle and Payment Protection Plans

Protect your investment with a TFS vehicle and payment protection plan.

Your vehicle is important to running your business. Help protect your investment and keep it running smooth with a TFS vehicle and payment protection plan.

Prepaid Maintenance Program 6
A convenient and affordable way to help maintain your vehicles and manage your monthly maintenance costs. View our Toyota Financial Services Maintenance Programs.

Guaranteed Auto Protection 6
Help protect your business from unexpected costs if your vehicle is declared a total loss due to theft, accident, fire or flood. View our Toyota Financial Services Guaranteed Auto Protection.

Vehicle Service Agreement 6,7
TFS Vehicle Service Agreements can help shield you from the cost of unexpected covered repairs beyond your vehicle's basic warranty period. Learn More about Toyota Financial Services Vehicle Service Agreements.

Business Solutions Frequently Asked Questions

    • What is TFS Business Solutions?
      TFS Business Solutions is a suite of vehicle financing programs and services, and vehicle and payment protection products available for small to medium sized businesses through participating Toyota dealers and Toyota Financial Services. The offerings are designed to help meet the unique needs of business customers, including open-end (TRAC) leases, vehicle credit lines, consolidated billing statements, and specialized customer service. Download a pdf of Toyota Financial Services Business Solutions brochure.

    • What types of businesses are eligible for TFS Business Solutions? Do I have to own a large "fleet" of vehicles to be eligible?
      No, you don't have to own a large "fleet" of vehicles to be eligible for the TFS Business Solutions program, as it is designed to support the vehicle financing needs of small to medium sized businesses. However, the business must be a legal entity (e.g., corporation, general partnership, limited partnership, limited liability company, etc., or be a sole proprietorship.

    • What type of documentation will I need to qualify for TFS Business Solutions financing?
      Classic Toyota will require a completed credit application and other documentation for verification and financial review purposes for both the business and owners/guarantors, as applicable. Some applications may require further consideration and additional information may be required.

    • I already have 5 business vehicles financed with TFS, but I do not like receiving 5 statements each month with different due dates. Can I combine the individual bills into one?
      Yes, contact the TFS Business Solutions Group at (866) 935-3388 and request Consolidated Billing. They will work with you to combine your billings into one master statement.

    • Who do I contact for more information on the TFS Business Solutions program?
      Please contact Classic Toyota for more information on the TFS Business Solutions program.

1Vehicle eligibility requirements apply. Subject to credit approval through a participating Toyota dealer and Toyota Financial Services. Not all applicants will qualify. Programs not available in all states.

2Usage exclusions: Vehicles used for rental, livery or for hire(e.g., taxi cabs), emergency, or law enforcement are not eligible to lease under the TFS Business Solutions Program.

3Charges may be substantial if you terminate the lease early.

4Finance and lease programs available on approved credit through participating Toyota dealers and Toyota Financial Services. Not all applicants will qualify. Programs may not be available in all areas. Programs are subject to change or termination at any time. Please see Classic Toyota regarding finance terms, restrictions, state eligibility and program compatibility.

5Vehicle credit lines are subject to additional terms and conditions.

6Terms, conditions and restrictions apply. See agreements for complete details. Programs are subject to change or termination at any time. Programs are not available in all states.

7Certain commercial usages excluded.

Programs are subject to change or termination at anytime. Please see your Toyota dealer regarding finance terms, restrictions, state eligibility and program compatibility. Toyota Financial Services is a service mark of Toyota Motor Credit Corporation.